Saturday, November 10, 2007

Hillsong United

This weekend I was blessed to attend the first Hillsong United Conference in the U.S. It was amazing. The music was incredible- pure beautiful worship. And the speakers/workshops were also very powerful. Here are a few of the thoughts that inspired me:
- God is a creative God. It's good to use creativity to glorify him
- There is great power in unity. Check out 2 Chronicles 5:13-14. When God's people came together and sang in one voice, God's presence was so powerful that the priests could not finish their service.
- It's important to be intentional and well prepared for worship services. But after that, let God move and be willing to change things as He leads.
- Be inclusive. Build for the future
- Keep a teachable heart.

Sunday, October 28, 2007

A masked ball....okay not really

Last night Kristin, Isaac, George, and I went to a Halloween Party. I decided to make use of a bridesmaid dress and go as the toothfairy.




Kristin and Isaac went as Bret and Lacy from Rock of Love and George was someone from the 70's.


Thursday, October 25, 2007

New Poem

The Far Side of The Sea

Disappointment, fear, and judgment
Call me to retreat
From the hurtful tones and awkward looks
And somewhere re-find peace

Perhaps to climb a mountain
And surround myself in green
Or seat beside the oceans roar
And soak the sun and dream

But no matter where I go
Or how far I pull away
I know I'm not alone
I know You're here to stay

My Shelter and my Rock
Faithful to the end
How blessed am I to serve a God
Who's also my Best Friend

Tuesday, September 25, 2007

Line Up Your Heart

I thought I would share this devotion thought from Joel Osteen. Hope everyone is having a good day!

Today's Scripture
“The Lord does not look at the things man looks at. Man looks at the outward appearance, but the Lord looks at the heart” (I Samuel 16:7 NIV).


Today's Word from Joel and Victoria
When the Lord looks at your heart, what does He see? Every one has an outer life and an inner life. The outer life is our public life that everyone can see. The inner life is made up of your thoughts, your attitudes and your motives. Only you and God know what’s going on inside. Too many people go around today pretending—acting one way, yet on the inside, they’re thinking something totally different. Their heart and their actions don’t line up. We have to understand that God looks at the inside. We can fool a lot of people, but we can’t fool God. God would rather us be open and honest than for us to go through life pretending or wearing masks. Take inventory of what’s going on inside of you today. Are you at peace? Are you overlooking offenses? Do you believe the best in people? Are your heart and actions lining up? If not, submit your ways to the Lord today and ask Him to give you an undivided heart so that you can be pleasing to Him all the days of your life!

Wednesday, September 19, 2007

A Rainy Day

Today was a generally blah day. It rained all day which hardly ever happens in Orlando. And I just had an overall feeling of frustration. I like it here. But every now and then I wonder what i'm doing here. Why exactly it is that I live 600 miles away from my family and my "home."

So, inspired by one of Katie's blogs, I decided to make a list of some of the things I'm happy about.

1. I live near the beach
2. We don't have many rainy days like this
3. I have a really nice roommate
4. I like my family. Even if they are 600 miles away
5. I have good friends
6. I like my job and my team and my manager
7. My cat purrs when I pet her
8. It is finally getting nice and cool outside!
9. I'm starting a good book.
10. Tomorrow is Thursday which means I can make it to the weekend

Sunday, September 02, 2007

Weekend

Here is a snapshot of my weekend in Chattanooga so far.

My family likes to talk and discuss things. Sabbath we had a lovely meal by my mom and my Aunt and then we sat at the table for a good hour afterwards listening to stories and discussing different topics.



Here is Jeremy, Jenny, Charles and I at Cracker Barrel on Sunday morning.





It's my Aunt and Uncle's 28'th Anniversary!



Saturday night we celebrated my friend Heather's birthday!

Monday, August 27, 2007

Food for thought

I recently came across this verse from Titus 3:8-9

"This is a trustworthy saying. And I want you to stress these things, so that those who have trusted in God may be careful to devote themselves to doing what is good. These things are excellent and profitable for everyone.
But avoid foolish controversies and genealogies and arguments and quarrels about the law, because these are unprofitable and useless."

How easy is it to get caught up in foolish controverseries and arguments. This doesn't say to disregard the law, but neither should it be our focus. We should focus on doing what is good. On being who God made us to be. On loving others and on loving God and walking with Him each day. The rest will naturally fall into place.

Thursday, August 23, 2007

Imperfection

Sometimes I just wish I were perfect. Or at least that I could pick up the phone and ask God exactly what to do in each situation. I wish I could just be happy. Have faith. Be patient. Not be sad or overwhelmed with emotions. But I'm so not perfect. And it's exhausting sometimes.

Thursday, August 09, 2007

Shadows

I'm a sunshine girl. I love being outside when the sky is blue and the air is crisp and the sun is warm and soft. I enjoy hiking and swimming and just hanging out on a blanket with friends. When the sun is out, life is good and it makes sense. I feel like I can do and be just about anything.

But invariably, at some point some moisture finds itself in the atmosphere and pulls together to make big dark clouds that block or even hide the light. Then it doesn't seem so nice outside. I feel ready to get back in the car and go home. Watch some TV maybe. Take a nap. Anything to stop feeling so gloomy.

It would be nice if the sun were always out. But at least I know it's always there. Even when I can't feel the warmth. And in the end light breaks through darkness every time.

Tuesday, August 07, 2007

Where do you stop?

"It is good to grasp the one and not let go of the other. The man who fears God will avoid all extremes." Eccl 7:18

So my question is: how do you stay in the middle? When you find yourself too far on one side of the street...how far do you go before you start hitting the other side? What is "balance"? It is certainly something I strive for. But I also seek adventure and variety and new things. For example. I'm thinking about piercing my ears. I would really like to. It would give me a whole new genre to shop for and a new way to accessories. But. Let's say I do that, and then 6 months later I get bored and I want to try something else new. Where do you stop? Or are there really always new acceptable good things to experience and try?

Thoughts?

Thursday, July 19, 2007

Mr. Lockhart's Do-Over

I read this story this morning from one of my HR newsletters and I thought it was a really good story. It's a little long, but worth the read.

Mr. Lockhart's Do-Over
Sometimes you learn important lessons from the most unlikely places. I once learned a terrific lesson about leadership from a milkman. It happened in 1954, when I was eight years old.
At this stage of my life, two important events happened at the same time—Mother's Day and the carnival. Both required money, so I had to save for months. That year I had hoarded my fifty-cent weekly allowance until I had saved six whole dollars—two dollars to buy my mom a pair of the Mother's Day earrings she had pointed out to me at a local jewelry store, two dollars for food and bus fare, and two dollars for an unlimited ride pass at the carnival. (I loved the Octopus. In fact, I loved every single thing about the carnival.)

When I got off the bus the day I set off to buy Mom's earrings and take a look at the carnival, I could hear the joyous sounds of the kid rides a couple of blocks away. But first things first—I had to get those earrings. As I approached the jewelry store, the cry of the carnival beckoned me. It was so inviting that I decided to put off buying the Mother's Day earrings and go straight for the home of the Loopty-Loop. The thoughts of cotton candy and the fun house were more than I could withstand. This, of course, was my first mistake.

I made my second mistake when I arrived at the carnival itself. Instead of going directly to the ticket booth and buying my unlimited ride pass, I moseyed into the midway where a hoard of carnies tried to get me to toss baseballs or pop balloons. I resisted any temptation to compete until I came across a booth that offered as its prize small cages containing parakeets. I had never seen such birds. They were blue and green—almost florescent—and I soon learned that you could teach them to talk.

Mom would like one of these birds way more than any old earrings! Why, just look at the gorgeous creatures! And all I had to do was throw a dime and land it on a plate—a huge plate no less. And there were dozens of plates. So I eagerly cashed in a dollar for ten dimes. The first one hit right on a plate—oh boy oh boy oh boy!—but then it bounced off. But it almost landed on another plate. This was going to be easy. After bouncing six dimes and winning nothing, I stared to get discouraged. But the nice fellow who worked the counter told me not to worry—I was bound to win soon.

And so went the two dollars I had set aside for food and return bus fare. Nevertheless, if I won, I could use the two dollars I'd set aside for the earrings and I'd be back to even. The next twenty dimes bounced pretty much like the first twenty. But once again, the fellow behind the counter was certain I would soon win.
As I clutched my last two dollars, I was tempted to walk straight to the jewelry store before it was too late, but one of the parakeets chirped, "Pretty bird!"—at least, I thought it did—and that's all it took. I had twenty more chances to buy the best present any kid had ever bought his mom for Mother's Day!

The three-mile walk home that day was a miserable one. I hadn't eaten anything, I didn't have a present, and boy was I going to get in trouble when mom found out what I had done. As I walked down the last mile of the dirt road that led home, my next door neighbor, George Lockhart, drove up in his milk truck. George got up every day at the crack of dawn and delivered milk to stores and families around town. He was on his way home. Normally I would have been thrilled to hitch a ride—you know, ride up front with a guy wearing a milkman uniform and white hat; maybe he'd even give me a fudgecicle. But not this day. I had just suffered the great parakeet debacle of 1954.

One look at me and Mr. Lockhart could tell I was unhappy. As I told him my story about the beautiful birds—I mean really, you could teach them to talk and everything!—I told him how I'd lost all my money, and he nodded knowingly but didn't say a word. Eventually, when we got to his house, he turned to me and said, "I've done you a good turn by giving you a ride home, would you do something for me? I've just had a new load of wood delivered, and I need some of it chopped into kindling." Then he handed me a large sharp ax.
All right! I'd get to swing a really cool ax and I wouldn't have to go home and face the music! Now, before you go all safety-conscious on me, let me remind you that this was in 1954. Back then eight-year-olds went to the carnival by themselves, walked long distances alone, and yes, they even swung the occasional ax. Well, I did anyway.

After a couple of hours, Mr. Lockhart reappeared, gave my stack of kindling a nod of approval, and said it was getting dark and I should go home. As I turned down the path that connected our two houses, I felt a tap on my shoulder. I looked around and there was Mr. Lockhart. In his right hand he was holding a wad of six one-dollar bills. "This is for the work you did." Then he turned on his heel and walked away.

Six dollars! At age eight, and on that particular day, it was like a million dollars to me. I could hardly wait to get home and tell Mom what had happened.
Now, let's think about what Mr. Lockhart had done. He heard the story of how foolish I had been. Of course, he knew that my intentions were pure. He realized that I had made an innocent mistake. And he knew that I had learned from the experience. And so, instead of lecturing me—something I really didn't need—he didn't say a word. Instead of keeping me from trying again, he set me up for another go around.

He gave me a do-over—and it was exactly the right thing to do. When I returned to town the next morning—six dollars in hand—I went straight to the jewelry store and bought the beautiful earrings Mom wanted. She wore them on special occasions for over fifty years. When I made my way over to the carnival, I wouldn't let myself walk within a half-block of the parakeets. I knew I'd be too weak to resist the temptation. Averting the siren call of "Pretty bird!" I bought a wad of cotton candy and an unlimited ride pass, and spun myself into oblivion.
I had learned several lessons that day. But the real lesson here is the one I learned from Mr. Lockhart about leadership.

When direct reports make a sizeable mistake, stop and ask yourself what they really need.
Were they well intended? Did they not know any better? Have they learned their lesson and what they really need now is support? Football coaches understand this. Watch what happens when a field goal kicker misses an important field goal. When the fans are jeering, booing, and threatening to hang the kicker in effigy, the coach is typically encouraging the poor fellow. There will be more kicks—maybe soon—and it's not like the kicker didn't care. At this point, what he needs is confidence, not criticism. Later you may help him work on his technique, but for now, you're going to give him a do-over.

And so, when someone messes up big time at work—or perhaps it's one of your kids who lets you down—when your natural inclination is to lay on a lecture and lay it on thick, think about old George and ask yourself: Does this person need a do-over?

Sometimes it's just what the milkman ordered.

Friday, July 06, 2007

The Pale Blue Dot

Check out this video and consider these verses from Psalms 8.

When I consider your heavens,
the work of your fingers,
the moon and the stars,
which you have set in place,

What is man that you are mindful of him,
the son of man that you care for him?

You made him a little lower than the heavenly beings
and crowned him with glory and honor.

O LORD, our Lord,
how majestic is your name in all the earth!

Friday, June 08, 2007

Seven Wonders of the World

I got a forward this week that made me pause and think. Basically it is one little girl's perspective of the "Seven Wonders of the World." Here is her words with some pictures that I think illustrate them.

The Seven Wonders of the World

To see


To hear


To Touch



To Feel


To Laugh



And to Love

Sunday, May 20, 2007

A Great Weekend

I had such a nice weekend at home.

Friday night I had a really nice dinner with some of my best friends and then had Sabbath worship with Katie and my family. It was lovely We went on my parents back porch and the stars came out as we enjoyed singing and listening to the violin and cello.


Sunday was Paul and Alicia's wedding! They got married at Whigs Meadow on the Cherohala skyway. It was a perfect day and a beautiful wedding.



Friday, May 11, 2007

Man Vs Wild

Sometimes we watch a show called "Man vs Wild." Basically this guy drops himself in hard to survive places like the desert, a glacier, or a lava field, and then shows you how to survive were you to unfortuantly find yourself in such a situation.

I ran across an article called 10 things You Need to Know on his website. It gives ideas of how to survive things like a shark attack, a snake bite, or hypothermia. Here is how you would survive the car filling with water.....


10 Things You Need To Know


car
When Your Car Goes Underwater

You don't have to drive off a bridge to experience the terror of sinking underwater in a car. Flash floods can be just as deadly — a car could start floating away in only 2 feet of water. Either way, once the water starts pouring into your vehicle, you need to keep your cool while acting quickly.

First, unfasten your seat belt. That may seem obvious, but you'd be surprised at the number of drowning victims who never unbuckled themselves. Then, before the electricity shorts out, roll down the windows.

THAT'S RIGHT, ROLL DOWN THE WINDOWS

This may seem a suicidal act as you sit in a sinking car. But the point is to equalize the water pressure inside and outside the vehicle. If your sinking car stays full of air, there's no way you'll be able to open the door.

If you still can't get the door open and windows won't roll down, find a heavy object, say a flashlight, and break the glass. Don't try to kick out the windshield; you'll never be able to do it. Smash a side window — it breaks more easily if you hit an edge or corner — and swim out through it and head to the surface.

YOUR LAPTOP WILL FORGIVE YOU

Don't waste time trying to gather up valuable possessions. The laptop, the purse, the DVDs ... their time has come. Yours hasn't, if you use your head.

More Things to Know

Sunday, May 06, 2007

So the paper's going really well....

This afternoon was supposed to be my time to work on my paper. It's going really well so far! I went rollerblading, took a shower, made lunch, finally started on the paper. Stared at it for awhile. Talked on the phone. Wrote about a page. Talked to my roommate. Started on the next page. Talked on the phone. Took a nap. Now I'm trying again! At this rate I'll be finished in no time......

Ah well. At least I'm working on it!

Monday, April 30, 2007

Brilliant Songs

So I just got Josh Groban's latest CD, and I must say that I LOVE several of the songs on this CD! The quality isn't as good on youtube, but here are links to my two favorite songs.

The first is "You are Loved" I think this is an amazing song if you think of it as God singing it to us.

http://www.youtube.com/watch?v=tnKH2kdu__c

The Second is "So She Dances" I just love this song.

http://www.youtube.com/watch?v=SEGuAOHDKi0

Wednesday, April 25, 2007

Had a bad day......

So today I feel like that song that they play over and over again on the radio. I really just don't feel like myself today. I feel like I have very heightened emotions. So things that might only bother me a little bit, are bothering me a lot more. Ugh. I think I should go back to bed and try again.

Monday, April 23, 2007

Top Five Amusing Things at a Career Fair

  1. People who say to me, "You don't have a very dark tan for living in Florida!" Hello. We do have some sort of winter here. It's not summer all year.
  2. Other vendors who try to attract attention to their booths by doing things like hiring models to walk around in what looks like nothing but bathrobes bearing their logo.
  3. People with a much smaller sense of personal space with strangers then I possess
  4. Candidates who say "Orlando? Don't you guys have tons of hurricanes?" Hopefully for all of us living here that was just a bad couple years not a permanent trend!
  5. People who say "Can I steal a pen?" Sure. Or you could just take one. You'd probably feel less guilty that way.

Sunday, April 15, 2007

Nowhere to run

Every once in awhile I get the urge to make a change. I get discouraged or disappointed and I want to start over. I consider moving to Colorado or back home to Chattanooga. Because it feels like if I hit a roadblock, that I must be going the wrong way. But it seems more and more like God is teaching me to rest. Sometimes the hardest thing is to stay still. To wait on Him to make sense of things. For him to provide direction and perhaps build a bridge to an area that once seemed impossible.
I've started reading the book "Captivating." So far its been a good book, but there was one line in particular that really spoke to me. The idea is this. When Eve first took the fruit, she did it because she was convinced in her heart that God was holding out on her. How often do I make that same mistake? When things aren't going how I planned, its so easy to feel cheated. Like God is holding out on me. And so I try to regain control. I too take the fruit.

Thank God for His mercy and gentleness with our human hearts. Thank God that He has a good plan for our lives, even when we don't understand it.

Wednesday, April 04, 2007

Hi. I'm a doctor and a lawyer

I went to lunch with a couple of my work friends today and we happened to see a "local celebrity." For those of you that don't live here, he's an attorney that is both an MD and a JD and describes himself as such on his commercials. He says, "Hi. I'm Dr. so and so. I'm both a medical doctor and an attorney....ect..." Basically a "how would you like to sue YOUR doctor today?!" commercial. Which, if you'll permit me a side bar here, how does a medical doctor become a lawyer?? I mean really? How did you go from saving lives to sueing those life-savers? Okay, I'm done. So we saw this guy and were amused. My friend thought it would be funny if she pretended to choke on her food and then I ran away all suspicous like and she gasped out, "help me. I need a doctor AND an attorney!"

We had a good laugh about that one!

Wednesday, March 28, 2007

Mr. Kristen

A couple of the girls that I work with and I are listening to an audio book about how to hold important conversations effectively. One of the things we learned yesterday was that when adrenalin is flowing through your body more blood goes to your muscles groups and blood actually leaves parts of your brain. Which is why sometimes when you are emotional you say things that seem smart at the time but not so smart later, when all the blood is back in your brain.

Anyways. I discovered that I am not immune to this today when I received the following phone call.

Me: "Human Resources, This is Kristen."
Indian-accented Pharmacist: Silence
Me: "Hello?"
Indian-accented Pharmacist: Can I speak to Mr. Kristen please.
Me: (Already a bit annoyed having received an email from this person addressed to a Mr. Kristen.) "This is Miss Kristen"
Indian-accented Pharmacist: I received an email from Mr. Kristen asking me to contact him.
Me: I'm Kristen
Indian-accented Pharmacist: Something I don't remember because the blood is leaving my brain, but I think it had something to do with, can I please speak with Mr. Kristen.
Me: I'm Kristen. I'm a girl.
Indian-accented Pharmacist: Oh

Yeah. Thinking back on this dialogue, I probably should just asked what he wanted and used a deeper voice...... ;)

Sunday, March 18, 2007

It's not that cold.....

This weekend I went to the beach with some of my friends despite weather predictions of below 70 degree temperatures....We thought, hey it's sunny out. It will be nice! Which, it was sunny and beautiful outside. However, we decided to play in the waves. It really didn't feel that cold at the time. But we were the ONLY people on the whole beach (did I mention that its Spring Break?) who actually got in the water! And we stayed in for a good while. Which was fun and kindof invigorating. However, when we got out it was REALLY cold. And we had drifted a very long way down the beach so we had to walk back against the wind. It took me awhile to warm up after that....

Still, it was very nice to spend time outside this weekend!

Thursday, March 15, 2007

Washed Clean

Tonight I gave my lovely little kitty a bath. She was not very happy about this. But as most of you know, she is fluffly thing and as such tends to attract a lot of dirt. It was time for a bath. I hopped in the tub with her and turned on the water. It was amazing to see how much dirt came off of her. I also love how she smells and feels when it's all over.

I couldn't help but think that sometimes God must feel like that about us. He knows we are dirty and that he can make us look and smell so much better. But sometimes that involves going through the water. But God doesn't just throw us in and hope for the best. He jumps in with us and help us remove the dirt from our lives. And when we're out it's amazing how much better and cleaner we can feel.

Saturday, February 24, 2007

Hymns

I really like the words of some of the older hymns. For example, I have not heard the actual arrangement for "I am Trusting Thee Lord Jesus" but I love the words so I created a simple tune to sing them to. I think it has a simple yet powerful message.

I am trusting Thee, Lord, Jesus,
Trusting only Thee;
Trusting Thee for full salvation,
Great and free.

I am trusting Thee to guide me;
Thou alone shalt lead;
Every day and hour supplying
All my need.

I am trusting Thee for pardon;
At Thy feet I bow;
For Thy grace and tender mercy,
Trusting now.

I am trusting Thee, Lord Jesus;
Never let me fall;
I am trusting Thee forever,
And for all.

Sunday, February 18, 2007

Travel

Most people who know me are aware that I love to travel. However this last trip was almost enough to keep me grounded for awhile...

It started out okay. I left for Toronto Thursday morning around 8:15. Our flights left on time and we even arrived into Toronto ar 15 minutes early at 3:15. However, that's when the fun stopped. We got off the plane and had to wait in a little room for reasons I'm still not sure that I understand. I heard mutterings of a work slow down and not enough workers.... However, after a few minutes we were let into the customs hall which was filled with people from all over. The lines moved rediculously slowly. We finally got through the first customs agent, but apparently my co-worker looked fine, but I looked suspicious. We were separated and I was sent to the "special" baggage claim and she got to go though the normal side.

The "special" section consisted of 20 guard stations and only 3 people working. There was a long line that I got to stand in before finally allowing my suitcase to be opened and answering questions like, "What business brings you to Canada? What do you pay for nurses in your company? Do you offer relocation?" Does this customs guy have a friend he wants to refer to me, or is he really just this interested in my job? Anyways. I finally got out of the Toronto airport and we made it to our hotel with just enough time to drop off our bags and head to the evening activity.

The job fair was good overall. I got to meet some of the recruiters from other Adventist hospitals, which was cool. It was very cold there. Around 5 degrees.

And then there was the trip back. We got through customs easily this time. But the problem came in our connecting flight in Orlando.

Apparently a great number of people wanted to fly from Miami to Orlando that day because we got an Airbus plane. This is the Europe size plane with 11 seats in one row. Our Airbus had a mechanical error and we all had to wait for about 2.5 hours before finally heading to Orlando.

Wow. I'm okay to stay out of the airports for a few weeks now.

On a positive note, I was able to go camping this weekend! I got back to Orlando with just enough time to hop in my car, drive quickly to Deland, and catch the last ferry to Hontoon island where I had a very nice time hanging out with friends. We had a nice warm fire. We played games. I made a s'more. So, overall it was a good weekend. :)

Wednesday, February 07, 2007

This is why people live in Florida!

So I went outside on my lunch break today and was greeted with sunshine, blue skies, and 70 degrees temperature. It is absolutely gorgeous outside!!! Anyone want to visit me?!

Wednesday, January 31, 2007

Why I rarely listen to the news

Why is it that the news is so often full of horrible depressing stories? I happened to listen for a couple minutes today and heard about a daycare worker who punished a child for crying by putting him in a COLD shower. What I would like to know is how this person got hired. I would think that people who work at daycares should like children and generally be good with them. Not put them in cold showers. Doesn't give you a lot of confidence in daycare does it?

Sunday, January 28, 2007

Sunglasses

Sadly, my favorite sunglasses broke this weekend. Sunglasses are not the easiest things to fix so I'm now in the market for a new pair. Unfortunately, I have a difficult time finding some that look good on me and that I actually like. I don't want to buy boring sunglasses so that eliminates quite a few, but neither can I pull off the giant white ones. If anyone would like to go sunglasses shopping with me, let me know. It's always good to get another opinion seeing as those tiny long mirrors rarely do the situation justice.

Friday, January 12, 2007

A new level in culinary skills for Val and me!


Homemade CheeseSticks!!! Yes, they were very good. No we did not feel guilty. At least not much!

Wednesday, January 03, 2007

The Seven Habits of Highly Effective Families

I listened to this audio tape during my trip to and from Chattanooga. It's a great book and I recommend it. But in case you don't have the time, I wanted to share three of the examples Stephen Covey shared that really stuck out in my mind.

· You can climb the ladder of success only to get to the top and realize you had placed your ladder against the wrong wall. Choose what are the most important things in your life and than work toward success in these areas.

· Having a successful family is like managing a flight plan on an airplane. You set your end point and that move towards that goal. Sometimes you will get off course, but the flight plan will keep readjusting you to get to the goal.

· Relationships are much like bank accounts. You make deposits and withdrawals. Deposits are things like affirming words and keeping promises. They are also whatever the other person in the relationship considers to be deposits. You must find out what is important to them. If the bank account is full, an occasional withdrawal will not affect the overall account. But if the account is empty, the smallest withdrawal can send it into overdraft.